Our office is fully operational during the COVID-19 crisis by phone and video conference.

Experienced Bankruptcy Lawyer

Five Star Rated Bankruptcy Attorney with Over 30 years Experience

San Francisco Bay Area​

Bankruptcy Lawyer in Oakland, CA

Our bankruptcy attorney has been practicing since the 1980s, and we use those decades of experience to help our community with personal and business bankruptcies.

Darya Sara Druch Attorney At Law is the most experienced bankruptcy lawyer in Oakland, CA. We’ve helped countless individuals and businesses successfully file for bankruptcy and have their debts discharged!

Get to know our practice and give us a call today to get started with your bankruptcy.

Bay Area Bankruptcy Attorney

What Our Bankruptcy Attorney Can Help You With

You need a bankruptcy lawyer that can help you no matter what you’re up against. Here’s a quick look at my two primary practice areas.

Filing For A Personal Bankruptcy

Filing for personal bankruptcy can be a daunting and intimidating process. I can help you navigate this complicated legal procedure, select the right type of bankruptcy, and successfully get it filed and your debts discharged if possible.

Navigating Bankruptcy For Businesses

Your business needs experienced legal representation when it comes to filing bankruptcy.
Working with you I can ensure that your company files for the right type of bankruptcy and successfully gets the financial relief you’ve been looking for. I’ve helped countless businesses file for bankruptcy and am more than happy to take on your case. Get the advice you need to make informed decisions for your future.

Get To Know Me

I have been working as a bankruptcy attorney for decades and have honed my craft and have seen almost every kind of situation. As such I have developed legal expertise in this field. I got started with law in 1988 when I graduated from Indiana University School of Law, Cum Laude and passed the California state bar exam in the same year. I joined a small well known San Francisco bankruptcy boutique firm that specialized in representing Chapter 7 trustees. As such I very quickly took on major responsibilities in both bankruptcy litigation and administration. After three years with the smaller firm, I moved on to a larger firm in Oakland, where I was able to practice general bankruptcy law representing both creditors and debtors as well as getting in experience in general litigation. Today, I use all of that experience to assist my clients when navigating the bankruptcy process.

Meet Darya Sara Druch

“I have been practicing bankruptcy law for over 30 years.”

I have been a full time bankruptcy attorney since 1988 working in all fields of bankruptcy. My firm’s focus is on giving excellent and personalized care to all bankruptcy seekers. I represent individuals and companies that want to file for bankruptcy to discharge or reorganize their debts in all types of bankruptcy. I also handle bankruptcy litigation when necessary to protect clients from fraud claims and in attempts to discharge student loans in cases of disability and hardship.

Practice Philosophy

In bankruptcy, you can get a fresh start, discharge most of the debt and restructure those debts which cannot be discharged. Most clients are very happy at the end of the process and relieved to find themselves debt free for the first time in a long while.

self help

I believe that clients should read up on bankruptcy laws but should understand that some procedures may vary. What is right on paper for one type of case may be totally wrong for a particular situation.

Personal Service

When you hire me, I will be the only one to give advice and handle your case. I work quickly and efficiently. I am not a procrastinator.

Bankruptcy litigation

I am willing in certain cases to represent clients that have litigation needs in the bankruptcy court.

darya offers a client focused approach

chapter 7

Allows discharge (elimination) of most unsecured debts like credit cards and medical bills and certain taxes and gives temporary halt to collection activity on debts that cannot be discharged (certain taxes, mortgage arrears if you plan to keep the house).

chapter 13

Allows discharge (elimination) of unsecured debts and allows for restructuring payments on debts that cannot be discharged such as certain taxes, mortgage arrears and car loan payments. In a chapter 13 car loans can be restructured. Additionally second mortgages (equity lines)…

chapter 11

Usually a business bankruptcy that can be used by individuals if the debts exceed the limits available for a chapter 13. Unlike the chapter 13, the creditors get to vote on the plan, making it much harder to obtain. There is new Small Business Chapter 11 that can help in certain situations.

testimonials

why should you hire a bankruptcy attorney?

These are some but not all of the reasons people file for Bankruptcy. Please call today to see if in your particular situation, Bankruptcy can help.
  • Has my COVID 19 mortgage forbearance run out and the bank is asking for unrealistic repayment plan?

  • Has my COVID 19 rent forbearance run out and the landlord is asking for unrealistic repayment plan?

  • Are my wages being garnished?

  • Am I paying all my bills but have no money left at the end of the month?

  • Am I only paying the minimum on my credit card, but still have no money?

  • Is my house worth less than what I owe on it?

  • If I have a second mortgage or line of credit, is my house worth less than what I owe on the first mortgage?

  • Do I owe taxes from a long time ago?

  • Are my student loans demanding more from me than I can afford to pay?

  • Have credit cards judgments put liens on my house?

  • Do I have unpaid bills that I cannot pay?

  • Has illness/unemployment/divorce left me in an impossible financial situation?

Do not assume that you cannot afford to file for bankruptcy or that it is not available to you. Creditors want you to think that bankruptcy was “eliminated” – it was not. In 2005 Congress added various “roadblocks” to filing, but did not eliminate bankruptcy. These roadblocks, such as credit counseling, and a “means test”, do not stop the vast majority of cases. If you want to see if bankruptcy is right for you, call or email me, and we will together look at your situation and find the right solution. The call and initial consultation is free. Do not be afraid to make the call towards a new beginning.

Chapter 13 Bay Area Bankruptcy Attorney

Connect With Darya Sara Druch Attorney At Law Today

Are you ready to connect with a bankruptcy attorney in Oakland, CA or anywhere in the Bay Area? Whether you have questions or you are ready to start the paperwork, I am here to help. Call Darya Sara Druch Attorney At Law today to set up your first meeting to consult about a potential bankruptcy, see if that is the right solution for you and get the expert legal help you need to reach clearer financial skies.

schedule a free
consultation

If you want to see if bankruptcy is right for you, call or email me, and we will together look at your situation and find the right solution. The call and initial consultation is free. Do not be afraid to make the call towards a new beginning.

Darya Sara Druch

Alameda County

Contra Costa County

Affiliations

Our office is fully operational during the COVID-19 crisis by phone and video conference.

Bankruptcy Remedies For Tenants Facing COVID-19 Evictions And Foreclosures.

Are you facing an eviction threat following failure to pay rent due to Covid-19? Is your mortgage company threatening foreclosure following a period of forbearance? Do not lose hope, the sooner you contact an attorney the better.